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¹Rates expressed as Annual Percentage Yield (APY) and effective as of July 1, 2024. 13-Month Certificates of Deposit (CD) will earn an interest rate of 4.88% and 17-Month Certificates of Deposit (CD) will earn an interest rate of 4.31%, resulting in stated APY during initial CD term. ²Limited-time offer may be subject to change or withdrawal without notice. ³Based on 13- and 17-month CDs’ APYs compared to average 0.45% APY National Rate paid for savings accounts as reported on FDIC. gov as of June 17, 2024. Additional terms and information: Minimum balance to open a CD is $500. No minimum balance requirement to earn APY. Balances over $1,000,000 will not earn interest. Offer not available for Business or Municipal deposits. Early withdrawal will incur early withdrawal penalties which will impact earnings. Ask for full details. Member FDIC.