Banking may not be top-of-mind when thinking about how you can be more sustainable this Earth Day. As Earth Day approaches, we want to remind you of the practices our institution has in place to reduce waste and emissions. Follow these simple steps to reduce your carbon footprint:
Online and mobile banking: Itโs the easiest (and greenest) way to manage your money. Utilizing online banking not only saves you time and money from having to travel to a branch, it cuts down on a leading factor of climate change: carbon dioxide emissions. When you bank online, you eliminate the physical receipts, statements, and other documents that would eventually head to the landfill.
Use electronic billing: If youโre an avid online or mobile banker, this one is a no brainer. When you go paperless with your bills, youโre eliminating waste and a headache. With online bill pay, you can easily track all your bills and transactions all in one place. Itโs as simple as a click of a button!
Switch to e-statements: If you havenโt already, itโs time to make the switch to e-statements on your account. To make the switch, simply log on to your account and select the paperless option. This seemingly small task will help reduce your individual waste in the long-run and save on paper, postage, and delivery costsโฆ and who doesnโt want one less piece of mail to go through!
Mobile check deposit: Save on a trips to the bank to deposit a check with our mobile check deposit feature on the Penn Community Bank app. Not only are you saving time, youโre essentially reducing fuel emissions with every single mobile deposit. Look into eliminating the physical check all together and make sure youโre set up with direct deposit with your employer.
Use Zelle: Writing checks is so last year. Weโve partnered with Zelle to bring you a fast, safe, and easy way to send and receive money. Zelle is available right from online and mobile banking โ no need to for downloads or sign-ups. ย Save on ordering checks and reduce paper waste by utilizing this simple and fast way to manage your finances.
Make green investments: Make sure your investments are always โin the greenโ by focusing on eco-friendly and clean-energy options. Before you invest, make sure you research the companyโs business practices and environmental impact, be aware of what you are supporting, and make sure the company is socially responsible.
Consider a loan or line of credit to make green home improvements: Perhaps you want to make some eco-friendly improvements to your home, like installing solar roof panels or switching to an energy efficient HVAC system. Home improvements are expensive, and sometimes choosing the โgreenerโ option may cost even more upfront. If youโre looking for help with financing these projects, visit PennCommunityBank.com to help make your sustainable dream home a reality.
This Earth Day, just by adopting one or two of these green financial practices, you are doing your part to save the planet. Visit PennCommunityBank.com to learn more about online banking, convenience services, and financial products.